Michigan CU

Event Details

Just when we thought the “once in a generation” financial crises were behind us, along comes an unprecedented global trade war. Not surprisingly, this has created new bouts of extreme volatility while also creating new problems that credit unions must navigate. Current concerns include stagflation, recession, permanent damage to global trade, worsening political relationships, and most importantly for our businesses, a financially weakened economy and consumer. During this seminar we will discuss the potential impacts from each of these risks along with executable strategies that management can deploy in a proactive manner. All of our typical ALM and management decisions must be rethought in this type of environment. From how we price our loans and deposits to how we manage liquidity and our investment portfolio. We must ensure that each part of our balance sheet is properly aligned to hedge as many of these risks as possible. Wholesale solutions that don’t rely on member behavior will also be examined. In the past twenty-five years, we have survived a dotcom bubble, great recession, global pandemic, and raging inflation as a result. With the right strategic planning and action steps, we can certainly survive this global trade war as well.

This seminar will examine the challenges currently faced by CEOs, CFOs, and investment officers who must navigate the next rate cycle. Join us for an in-depth discussion of the following topics:

• Economic and Market Update
• The Fed’s Next Moves
• Regulatory Hot Buttons
• Interest Rate Risk
• Liquidity Risk Management
• Investment Portfolio Strategies